Know Exactly What's Safe To Spend.
See exactly what you can spend — after bills, debts, goals, and obligations are protected. No guessing. No overdrafts. Just clarity.
Confirmed Income
$2,180.00
Expected Expenses
$932.50
Protected Reserves
SOLVNT Coach
Can I afford dinner out tonight?
Why SOLVNT Is Different
Most budgeting apps show where your money went. SOLVNT tells you what is safe to spend right now — and what happens if you spend it.
Safe To Spend
Know what is truly safe to spend — after bills, debts, goals, and obligations are protected. Updates in real time as your money moves.
AI Financial Coach
Ask "Can I afford this?" or "What if I buy this today?" — get a real answer based on your actual numbers, not generic advice.
Paycheck Planning
SOLVNT works between paychecks, not on generic monthly budgets. See exactly what is safe to spend until your next payday.
Clarity in three steps
Connect your bank
Link accounts through Plaid — the same infrastructure trusted by Venmo, Robinhood, and Acorns. Read-only. Encrypted.
SOLVNT detects everything
Income, bills, debts, subscriptions, and upcoming expenses are automatically identified and categorized.
Get your Safe To Spend
Your Safe To Spend updates in real time — the exact number you can spend without falling short on what matters.
Your Money Stays Yours
Connecting your bank is a big decision. Here is exactly how SOLVNT protects you.
Bank-level encryption
Your data is encrypted in transit and at rest — the same standards used by major financial institutions.
Powered by Plaid
Bank connections run through Plaid — trusted by Venmo, Robinhood, Acorns, and millions of users.
Read-only connections
SOLVNT can see your transactions to calculate Safe To Spend. It can never move your money.
We never store credentials
Your bank login never touches our servers. Plaid handles authentication — we only receive encrypted tokens.
No hidden fees
Transparent pricing. No surprise charges. No selling your data. Ever.
Privacy first
Your financial data belongs to you. We use it only to power your Safe To Spend — nothing else.
Every screen works for you
From your Safe To Spend number to your AI Coach, every part of SOLVNT is designed to give you clarity and confidence.
Safe To Spend Until Jul 15 (10d)
Obligations covered until Jul 15 ✓
Available Money Breakdown
What This Means
You have $1,247.50 safely available until Jul 15. All obligations in this pay cycle are covered.
Safe To Spend
One glance tells you exactly what is safe to spend until your next payday — after every bill, debt, goal, and obligation is protected.
SOLVNT Coach
● Online
Can I afford a $150 dinner tonight?
Yes — your Safe To Spend is $1,247.50. After a $150 dinner, you would still have $1,097.50 safely available until your next payday on Jul 15.
SOLVNT Coach
Your AI financial coach answers real questions in plain English: "Can I afford this?", "When should I pay this?", "What if I buy this today?"
Bills
$1,520 dueDue Before Payday
$1,520.00
Rent
Due today
Electric
Due tomorrow
Internet
Due in 3 days
Car Insurance
Due in 5 days
Phone Bill
Due in 7 days
Upcoming Bills
See every bill due before your next paycheck, sorted by urgency. Color-coded alerts tell you what needs attention today.
Goals
Total Saved
$5,700.00
across 3 goals · $325/mo reserved
New Car
$150/mo
Vacation Fund
$100/mo
New Laptop
$75/mo
Goals
Set savings goals and SOLVNT automatically reserves a portion each paycheck. Pause, adjust, or accelerate anytime.
Emergency Fund
Current Saved
$3,200.00
of $6,000 target
Monthly
$200/mo
Protected
✓ Yes
Recent Activity
Emergency Fund
Build a protected emergency reserve that is always set aside — never accidentally spent. Track progress toward your target.
Questions, answered
SOLVNT is free to try. You can connect your bank, see your Safe To Spend, and use the AI Coach without a credit card. The core experience is designed to be accessible.
Stop Guessing. Start Knowing.
Join thousands taking control of their money with SOLVNT.